Risk Management & Financial Protection

AMFI-Registered Mutual Fund Distributor

Risk Management

Ensuring Your Family and Assets Are Protected at All Times

Life is unpredictable, and financial plans can be disrupted by unforeseen events. At PathFinders, our Risk Management service is designed to help individuals and families safeguard their financial well-being against uncertainties—ensuring that goals remain protected even during challenging times.

Risk management is not about anticipating every event; it is about being prepared. By identifying potential risks and aligning suitable protection strategies, we help clients create financial resilience and peace of mind.

Our Risk Management Philosophy

We believe effective risk management forms the foundation of sound financial planning. Protection is not an afterthought—it is an essential component that supports wealth creation, family security, and long-term stability.

Our role is to help clients understand potential financial risks and facilitate access to appropriate protection solutions based on individual needs and life stages.

Our Risk Management Approach

1. Understanding Your Risk Exposure

We begin by assessing key risk areas, including:

Income dependency and earning capacity

Family responsibilities and financial dependents

Health-related and lifestyle considerations

2. Protection Planning for Family Security

We assist clients in understanding suitable protection measures to help ensure:

Continuity of family income in unforeseen circumstances

Financial stability for dependents

Protection of long-term financial goals

3. Asset & Liability Protection

Risk management also involves safeguarding accumulated assets and managing liabilities responsibly.

Our approach includes:

Understanding debt obligations and repayment risks

Aligning protection strategies with asset ownership

Ensuring liquidity availability during emergencies

4. Periodic Review & Updating Protection

Life situations evolve, and protection needs change.

We provide:

Regular review of protection arrangements

Adjustments for changes in income, family structure, or responsibilities

Ongoing guidance to maintain adequacy and relevance

5. Integration with Overall Financial Planning

Risk management works best when integrated with other financial goals.

We align protection planning with:

Wealth creation strategies

Retirement and children’s planning

Emergency fund requirements

Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.

Pathfinders is a AMFI registered Mutual Fund Distributor with ARN-155462.
It is also registered as a sub broker to Prudent Corporate Advisory Services with AMFI ARN-9992. It is also IRDA registered insurance advisor.

Grievance Officer- contact@pathfindersfin.com